Dying From Above: Bovine Version
The first thing I wondered once I read your comment was how old your mom was. Sometimes unintentional dying policies or advantages don’t pay after a certain age – like age 70. If your mom was over 70, you might verify the policy carefully for an age limitation. As for the doctor, I would contemplate talking with the physician. Sometimes doctors have more info that leads them to decide what they do. Maybe there’s a robust cause he listed the reason for demise the way in which he did.
What Is Unintentional Demise Insurance Coverage
If I spoke with the physician, I’d ask if they suppose your mother would have died if she hadn’t fell. My guess is that you just won’t have much luck with the doctor and probably should just file the claim. Then I’d wait and see what the insurance firm determined.
Accidental demise claims usually need to be clear minimize accidents to ensure that the insurance coverage company to rule them accidental. If they do deny the declare, I’d ask them to evaluate their choice. Then, when you feel strongly sufficient to go further, you possibly can always file a complaint with the division of insurance coverage or search authorized recommendation. If you might be working with an lawyer already to settle her estate, then I’d go ahead and get their thoughts on the matter as properly. I’m assuming the policy was paid current when she died and hadn’t lapsed. If you’re the beneficiary you may also have the ability to get a duplicate of the coverage to see what kind of life insurance coverage it was and if was solely an accident policy.
When I read your remark I additionally questioned if the autumn had something to do along with her death however I’d imagine it’s fairly tough to know for certain except there is evidence of it. Have you seen the death certificates to see if the reason for demise was listed? Not that it would do any good but when you believe she died because of the fall, you can file a criticism with the department of insurance coverage.